The Real Estate Closing: The Documents Massey, Stotser & Nichols P.C. Attorneys Birmingham Alabama

The Real Estate Closing: The Documents

A real closing is a collection of documents. Nothing more, nothing less. However, there are many questions (often the same ones) that arise in every real estate transaction from both the purchaser and seller. I will attempt to provide a brief summary and description of these documents and try to arm you with a little knowledge about what you can expect the next time you review these at your closing.

Regulation Z Changes and Their Effect on Your Closing
Posted by: Chesley Payne
August 30, 2009

The link shown below provides a link to the pages of the Federal Register that include the new changes to the Truth In Lending Act, otherwise known as Regulation Z.

Watch those Promissory Notes
Posted by: Chesley Payne
August 09, 2009

Let's say you sign a promissory note to borrow $25,000.00....

Mortgages: You Pay, You Stay; You Don't, You Go
Posted by: Chesley Payne
February 23, 2009

The above title summarizes what is contained within a standard mortgage.

The Promissory Note
Posted by: Chesley Payne
February 01, 2009

A promissory note is exactly what it sounds like: A promise to repay a debt.

Your Spouse and Your Closing
Posted by: Chesley Payne
January 18, 2009

There is always some confusion when a husband and wife are buying real estate.

HUD -1: The Second Page
Posted by: Chesley Payne
January 04, 2009

The Second page of the HUD-1 is where the total settlement costs shown on the first page are broken down....

The Settlement Statement, otherwise known as the HUD-1.
Posted by: Chesley Payne
August 24, 2008

The Settlement Statement (or HUD-1) is the most used and least understood document in the real estate closing.It is boring.

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